{
\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}
\begin{tabular}{l*{1}{ccc}}
\hline\hline
                    &\multicolumn{3}{c}{(1)}               \\
                    &\multicolumn{3}{c}{}                  \\
                    &        Mean&   Std. Dev.&           N\\
\hline
Female              &        0.53&        0.50&        2490\\
< Age 45            &        0.50&        0.50&        2511\\
Some College Experience&        0.74&        0.44&        2491\\
Hispanic            &        0.12&        0.33&        2435\\
Non-Hispanic Black  &        0.12&        0.33&        2435\\
Non-Hispanic White  &        0.69&        0.46&        2435\\
Other Race/Ethnicity&        0.06&        0.24&        2435\\
duration            &        2.52&        5.89&        2513\\
\hline
Observations        &        2513&            &            \\
\hline\hline
\end{tabular}
}
